/* Beginner guide. Scoped to avoid changing existing service pages. */
.sg-page{--sg-navy:#1d334d;--sg-muted:#506278;color:var(--sg-navy);font-size:16px;line-height:1.9}.sg-wrap{width:min(1180px,calc(100% - 64px));margin-inline:auto}.sg-page h1,.sg-page h2,.sg-page h3{color:var(--sg-navy);letter-spacing:0}.sg-page h2{font-size:clamp(26px,3vw,38px);line-height:1.55}.sg-page h3{font-size:20px;line-height:1.6}.sg-page p{color:var(--sg-muted)}.sg-page a:not(.sg-button){text-decoration:underline;text-underline-offset:4px}.sg-page a[href^="#source-"]{font-size:12px;color:#8e321d;white-space:nowrap;margin-left:4px}.sg-crumb{display:flex;flex-wrap:wrap;gap:8px 12px;font-size:12px;padding-block:22px;color:var(--sg-muted)}.sg-eyebrow{font-size:12px!important;font-weight:700;letter-spacing:.13em;color:#ab371d!important;margin-bottom:14px!important}.sg-hero{display:grid;grid-template-columns:1.12fr 1fr;gap:52px;align-items:center;padding-block:30px 48px}.sg-hero h1{font-size:clamp(40px,4.5vw,62px);line-height:1.3}.sg-hero h1 span{display:block;font-size:clamp(21px,2.3vw,30px);margin-top:12px}.sg-hero .sg-lead{font-size:clamp(20px,2vw,25px);font-weight:700;line-height:1.8;margin:25px 0 14px;color:var(--sg-navy)}.sg-button{display:inline-flex;justify-content:center;align-items:center;gap:12px;padding:14px 21px;border-radius:8px;background:#b7391e;color:#fff;font-weight:700;line-height:1.7;text-align:center;text-decoration:none}.sg-button:hover{background:#923018}.sg-hero .sg-button{margin-top:24px}.sg-meta{font-size:12px;margin-top:18px}.sg-route{margin:0;border:1px solid #ead7c1;border-radius:24px;padding:28px;background:linear-gradient(145deg,#fff8ed,#fffdf9);box-shadow:0 18px 45px #1b324908}.sg-route-label{font-size:18px;font-weight:700;text-align:center;color:var(--sg-navy)!important;margin-bottom:22px!important}.sg-origin{display:flex;gap:15px;align-items:center;background:#fff;padding:16px;border:1px solid #ecdfd2;border-radius:12px}.sg-origin>span{display:grid;place-items:center;border-radius:50%;width:42px;height:42px;flex-shrink:0;background:#fff0e8;color:#ad381d;font-size:14px;font-weight:800}.sg-origin strong{font-size:17px}.sg-origin p{font-size:12px}.sg-route-line{text-align:center;color:#b7391e;font-size:22px;line-height:1.6}.sg-platform{border-radius:12px;background:#1d334d;color:white;text-align:center;padding:13px}.sg-platform span{display:block;font-size:12px;color:#e4edf5}.sg-platform strong{font-size:30px;line-height:1.5}.sg-markets{display:flex;justify-content:center;flex-wrap:wrap;gap:8px}.sg-markets span{background:#fff;border:1px solid #ead7c1;padding:4px 11px;border-radius:5px;font-size:12px}.sg-route figcaption{font-size:11px;color:#59687a;line-height:1.8;margin-top:18px}.sg-toc{display:flex;flex-wrap:wrap;gap:10px 25px;border-top:1px solid #dae1e7;border-bottom:1px solid #dae1e7;padding-block:18px;font-size:14px}.sg-toc a{font-weight:700}.sg-section{padding-block:64px}.sg-intro{max-width:830px;margin:22px 0 28px!important}.sg-grid{display:grid;gap:20px;margin-top:28px}.sg-three{grid-template-columns:repeat(3,minmax(0,1fr))}.sg-two{grid-template-columns:repeat(2,minmax(0,1fr))}.sg-card{padding:25px;border:1px solid #dce3e9;border-radius:12px;background:#fff}.sg-card-label{display:block;font-size:12px;letter-spacing:.03em;color:#ab371d;margin-bottom:10px;font-weight:700}.sg-card p{margin-top:12px;font-size:15px}.sg-note{font-size:12px;line-height:1.9;margin-top:16px!important}.sg-band{background:#f5f7f9}.sg-market-layout{display:grid;grid-template-columns:1.2fr 1fr;gap:25px;margin-top:28px}.sg-data-panel{background:#fff;border:1px solid #dce3e9;padding:27px;border-radius:12px}.sg-data-panel .sg-note{margin-top:4px!important}.sg-stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:25px 0}.sg-stat-grid dt{font-size:13px}.sg-stat-grid dd{font-size:48px;font-weight:800;line-height:1.3;margin:8px 0;color:#ab371d}.sg-stat-grid dd span{display:block;font-size:14px;margin-top:5px}.sg-stat-grid p{font-size:13px;margin-top:10px}.sg-data-context{padding:24px 10px}.sg-data-context p{margin-top:14px}.sg-source-inline{font-size:11px;line-height:1.8;margin-top:16px!important}.sg-insight{margin-top:28px;padding:20px 24px;border-left:3px solid #b7391e;background:#fff8ee;border-radius:0 8px 8px 0}.sg-insight p{margin-top:8px;font-size:14px}.sg-divider{border-top:1px solid #dce3e9}.sg-table-scroll{margin-top:28px;overflow-x:auto}.sg-table{width:100%;border-collapse:collapse;font-size:15px;text-align:left}.sg-table caption{text-align:left;font-size:13px;margin-bottom:12px;color:#506278}.sg-table th,.sg-table td{padding:20px;border-bottom:1px solid #dce3e9;vertical-align:top}.sg-table thead{background:#f0f3f6}.sg-table tbody th{width:32%;font-weight:700}.sg-table td{color:#506278}.sg-small-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-top:28px}.sg-small-grid h3{font-size:17px}.sg-small-grid p{font-size:14px;margin-top:8px}.sg-checklist{list-style:none;padding:0;margin:28px 0;counter-reset:ready}.sg-checklist li{counter-increment:ready;display:grid;grid-template-columns:35px 220px 1fr;gap:18px;padding:19px 0;border-bottom:1px solid #dce3e9;align-items:baseline}.sg-checklist li:before{content:counter(ready,decimal-leading-zero);font-size:14px;font-weight:700;color:#ab371d}.sg-checklist span{color:#506278;font-size:14px}.sg-formula{padding:22px;background:white;border:1px solid #dce3e9;border-radius:10px}.sg-formula strong{display:block;color:#1d334d;font-size:13px}.sg-formula span{display:block;font-weight:700;margin-top:5px;font-size:18px}.sg-formula small{display:block;font-size:12px;margin-top:6px}.sg-step-heading{margin-top:40px!important}.sg-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;padding:0;list-style:none;margin:24px 0}.sg-steps li{border-top:2px solid #e9c9b3;padding-top:14px}.sg-steps span{display:block;font-size:22px;font-weight:700;color:#b7391e}.sg-steps strong{font-size:15px;display:block;margin-top:6px}.sg-steps p{font-size:13px;margin-top:8px}.sg-apply{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;background:#fff1db;border:1px solid #efd3ac;border-radius:16px;padding:34px;margin-top:35px}.sg-apply h2{font-size:27px}.sg-apply p{margin-top:12px;font-size:14px}.sg-apply .sg-eyebrow{font-size:11px!important}.sg-text-link{display:block;font-size:13px;margin-top:14px}.sg-faq{padding:21px 0;border-bottom:1px solid #dce3e9}.sg-faq:first-of-type{margin-top:20px}.sg-faq summary{cursor:pointer;font-weight:700;line-height:1.8}.sg-faq p{margin:12px 0 0 19px;font-size:14px;max-width:900px}.sg-next{margin-top:28px;padding:20px;background:#f5f7f9;border-radius:8px;font-size:13px}.sg-sources{padding-block:30px 64px;border-top:1px solid #dce3e9;font-size:12px}.sg-sources h2{font-size:21px;margin-bottom:12px}.sg-sources ol{padding-left:23px;margin:18px 0}.sg-sources li{padding:6px 0;scroll-margin-top:130px;overflow-wrap:anywhere}.sg-sources li:target{background:#fff1db}.sg-page :focus-visible{outline-offset:4px}.sg-page .sg-button:focus-visible{outline-color:#06767a}
@media(max-width:1000px){.sg-hero{gap:30px}.sg-hero h1{font-size:44px}.sg-hero h1 span{font-size:23px}.sg-three{grid-template-columns:1fr}.sg-three .sg-card{padding:22px}.sg-market-layout{grid-template-columns:1fr}.sg-data-context{padding:8px 0}.sg-checklist li{grid-template-columns:30px 190px 1fr}.sg-apply{grid-template-columns:1fr}.sg-apply h2 br{display:none}}
@media(max-width:720px){.sg-wrap{width:calc(100% - 40px)}.sg-hero{grid-template-columns:1fr;gap:28px;padding-block:20px 34px}.sg-hero h1{font-size:39px}.sg-hero h1 span{font-size:23px;line-height:1.5}.sg-hero .sg-lead{font-size:21px}.sg-desktop-break{display:none}.sg-route{padding:23px}.sg-toc{gap:12px 22px;font-size:13px}.sg-section{padding-block:43px}.sg-page h2{font-size:27px}.sg-two,.sg-small-grid{grid-template-columns:1fr}.sg-grid{gap:15px}.sg-checklist li{grid-template-columns:25px 1fr;gap:8px 12px}.sg-checklist span{grid-column:2}.sg-steps{grid-template-columns:1fr 1fr;gap:24px}.sg-apply{padding:24px}.sg-apply h2{font-size:24px}.sg-apply .sg-button{width:100%;font-size:14px;padding:14px 12px}.sg-table th,.sg-table td{padding:14px 9px;font-size:13px}.sg-table tbody th{width:35%}.sg-data-panel{padding:21px}.sg-stat-grid dd{font-size:42px}.sg-crumb{font-size:11px}.sg-hero .sg-button{width:100%}.sg-sources{padding-bottom:44px}.sg-card h3{font-size:18px}.sg-insight{padding:18px}.sg-formula span{font-size:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.sg-stat-grid dd.sg-growth{font-size:13px;font-weight:400;line-height:1.9;color:#506278;margin-top:10px}